How Much Down Payment Do You Need in Ontario? A Hamilton & Burlington Guide If you’re planning to buy a home in Hamilton or Burlington, one of the first questions you’ll have is how much down payment you need. The answer depends on the price of the property — and understanding the rules can help you plan properly and avoid surprises.   Minimum Down Payment in Ontario In Canada, the minimum down payment is based on the purchase price: 5% on the... [read more]